Class 4 Impact-Resistant Roofing

CLASS 4 IMPACT-RESISTANT
ROOFING IN COLORADO

Hail-resistant roofing built for Colorado's worst storms. Class 4 is the highest impact-resistance rating under the UL 2218 standard — the upgrade that helps protect your home and may qualify for insurance premium discounts. More than 20 years of experience in shingles and metal roofing (flat iron). Free inspection in 24 hours.

Not Storm Chasers
Insurance Assistance
Workmanship Warranty

What Is Class 4 Impact Resistance?

Class 4 is the highest impact-resistance rating under the UL 2218 standard, the test used to measure how well a roofing material stands up to hail. During testing, a 2-inch steel ball is dropped from 20 feet onto the roofing sample; a Class 4 rating means the material shows no cracking or rupture. In Colorado's hail country, a Class 4 impact-resistant roof is the upgrade homeowners choose to help their roof survive severe storms.

Why Class 4 in Colorado

Colorado is one of the most hail-prone states in the country, and many Colorado insurers offer premium discounts for roofs with a Class 4 (impact-resistant) rating. Whether a discount applies — and how much — depends on your specific policy and insurer, so we recommend asking your insurance agent. We do not guarantee any premium change or insurance outcome; we install the roof to the Class 4 standard and document it for your insurer.

Upgrade to a Class 4 Hail-Resistant Roof

More than 20 years of experience in shingles and metal roofing. Free inspection in 24 hours.

Read our Google Reviews

Class 4 Options: Shingles & Metal

Class 4 Shingles

Impact-resistant asphalt shingles engineered with modified polymers for flexibility and hail resistance. A Class 4 shingle roof gives you a traditional look with the highest UL 2218 impact rating and a wide range of colors.

Class 4 Metal Roofing

Standing seam, corrugated, and flat metal panel (flat iron) roofing in steel, aluminum, and coated finishes. Metal naturally resists hail impact and typically earns a Class 4 rating — durable, long-lasting, and low-maintenance for Colorado homes.

Shingles vs Metal

Both can meet the Class 4 standard. Shingles offer a classic look and lower upfront cost; metal offers a longer lifespan and the strongest hail resistance. We help you choose based on your home, budget, and your insurer's requirements.

"After back-to-back hail storms, we upgraded to a Class 4 metal roof with Montes Jr Roofing. The crew was fast and professional, the new roof looks great, and our insurer applied the impact-resistant discount."

Robert T. Longmont, CO

Google Reviews

★★★★★ 5.0 · 9 Google reviews Verified on Google

“Montes Jr Roofing was amazing. An amazing team, great customer service — Jesus and Jesus Jr were great. He came and did our house really quick and I would definitely recommend.”

Pedro Mendoza Google Review · 5 months ago
Response from Montes JR Roofing: Thank you for doing business with us, we really appreciate it. Thank you for trusting Montes Jr Roofing LLC.

“Great price. My family and I are extremely and utterly impressed with Montes JR Roofing. The product and quality is consistently outstanding, exceeding our expectations. They are reliable, honest and operate with integrity. They take the time to …”

Jennifer Sweetman Google Review · a year ago
Response from Montes JR Roofing: Thank you!! We are glad we answered all your questions regarding your roof and really appreciate your business.

“I was very pleased with both the work and customer service that Montes Jr Roofing provided. When I called to get a quote, they were quick to come inspect the house for me. They didn’t delay the process to come install my new roof. I would definitely recommend them. Thank you Montes Jr. Roofing.”

Ramona Vazquez Google Review · a year ago
Response from Montes JR Roofing: Thank you!! As always a pleasure to help our local customers in Northern Colorado.

“Great folks, great work, great price… Montes is awesome. Completed work quickly, cleanly and without any issues. 100% recommend.”

John Foot Google Review · 6 months ago
Response from Montes JR Roofing: Thank you for your business and trusting in Montes Jr Roofing LLC.

“Great price. When I had a short deadline and needed the roof replaced, they were incredibly quick and at a very good price. They were friendly, extremely helpful and the work they did was fantastic. Going above and beyond to fix up extra trouble spots …”

Jacob Davis Google Review · a year ago
Response from Montes JR Roofing: Thank you!! We are glad we exceeded your expectations.

“Montes JR Roofing Company has gone above and beyond to deliver on their roofing job. They work fast, clean, professional and reliable …”

Jack Geis Google Review · 10 months ago
Response from Montes JR Roofing: Thank you, it was a pleasure!!!

“I called Jesus at Montes Jr Roofing for damage on my roof, caused by a squirrel. The shingles were torn up to the decking. Jesus arrived promptly and explained what he would do for repairs and what it would cost. The next day he …”

Keavin Google Review · 11 months ago
Response from Montes JR Roofing: Thank you!! We are glad we were able to fix the damage on your roof.

“We are very happy with the work done! Very professional, they pay attention to detail, hard working and respectful crew.”

Raquel Montes Google Review · a year ago
Response from Montes JR Roofing: Thank you!! We really appreciate your business.

“Excellent experience with Montes Jr Roofing. From the first contact, they were very professional, responsible, and attentive to every detail. The team worked efficiently and left everything spotless upon completion …”

Bibiana Muñoz Google Review · 3 months ago

Reviews sourced from our Google Business Profile. To share your experience, click “Leave a Google review” above.

Class 4 Roofing in Colorado

We install Class 4 impact-resistant roofing for homeowners across the Front Range, including Denver, Aurora, Fort Morgan, Fort Collins, Loveland, and Longmont. With more than 20 years of experience in shingles and metal roofing, we help you choose the hail-resistant system that fits your home and your insurer's requirements.

  • Class 4 shingles and Class 4 metal roofing.
  • Experienced with local building codes and permit requirements.
  • Documentation for your insurer — we do not negotiate or settle your claim.
Call (720) 206-4451

Common Questions

What does "Class 4" impact-resistant roofing mean?
Class 4 is the highest impact-resistance rating under the UL 2218 test standard. In the test, a 2-inch steel ball is dropped from 20 feet onto the roofing material; a Class 4 rating means the material shows no cracking or rupture. It is the rating most often associated with hail resistance.
Will a Class 4 roof lower my insurance premium?
Many Colorado insurers offer a premium discount for a Class 4 (impact-resistant) roof, but whether a discount applies — and how much — depends on your specific policy and insurer. We recommend asking your insurance agent. We install and document the roof to the Class 4 standard; we do not guarantee any premium change or insurance outcome, and we do not provide insurance advice.
Do I have to pay my insurance deductible for a Class 4 roof?
Yes. Under Colorado law (CRS 6-22-104), it is illegal for a roofing contractor to pay, waive, or absorb your insurance deductible— and we comply with that law. You are responsible for your deductible. We offer financing options (subject to credit approval) so you can pay your deductible over time; we never advertise or offer to cover your deductible.
Is a metal roof or Class 4 shingles better for hail?
Both can meet the Class 4 standard. Metal roofing generally offers the strongest hail resistance and the longest lifespan, while impact-resistant Class 4 shingles give you a traditional look at a lower upfront cost. We help you choose based on your home, budget, and what your insurer requires for an impact-resistant discount.
How long does a Class 4 roof installation take?
From the initial tear-off to the final magnetic sweep for nails, our crews typically complete a standard residential property in a single day, leaving zero debris behind.
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